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SBI’s Kavach Personal Loan: Everything you need to know about interest rate, eligibility and more

Last week the (SBI) had announced the launch of a collateral-free loan called Kavach Personal Loan. The loan covers expenses of COVID treatment of self and family members of the customer. Here is everything you need to know about the Kavach Personal Loan according to the SBI website. Who can avail the loan?This scheme is …

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Why you should not judge bad money habits, decisions of others

We routinely meet people who make financial decisions we will dismiss as stupid. Someone bought DFHL stocks yesterday, hoping to make some quick bucks; someone borrowed to buy a third house at a steep price and took their EMI up; someone withdrew cash with their credit cards. And so on. The theory and concepts in …

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What to do with Aadhaar, PAN, Voter ID and other official documents after death of holder

It is often not known to legal heirs of a deceased person as to what they should do with the various official documents and government IDs such as PAN card, Aadhaar Card, Voter ID card, passport etc. of the deceased. How long are they supposed to keep these? Further, can they surrender these documents to …

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How to file claim with Post Office in case of fraud and loss

The Department of Posts has issued a standard operating procedure (SOP) for the handling of claim cases in the event of frauds and losses in post office schemes such as post office savings account, cash certificates (like National Saving Certificate), money orders, postal life insurance/Rural Postal Life Insurance etc. The department spelt out the SOP …

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Bank holidays June 2021: Check if there is bank holiday in June in your city

Other than in a few states, there aren’t any national holidays in the month of June. Barring the second and fourth Saturdays and Sundays, banks across most states are not closed on any day in June. Here is a look at the states that have bank holidays in June: Mizoram: June 15 (Tuesday): YMA Day …

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SBI revises charges of Basic Savings Bank Deposit Accounts: Here are the details

(SBI) has revised service charges on its Basic Savings Bank Deposit Accounts with effect from July 1, 2021. Charges related to ATM cash withdrawals, cash withdrawals at bank branch, and cheque book issuance charges have been changed as per the bank’s website. Here are the revised charges from July 1, 2021: Non-financial transactions at branches, …

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May 13 and May 14 are bank holidays in these states

Banks in few states will be closed on May 13 on account of Ramzan-Id (Id-Ul-Fitr) (Shawal-1). These include Jammu and Kashmir, Kerala and Maharashtra. In many other states it will be a bank holiday on May 14 (i.e., Friday) due to Bhagvan Shree Parshuram Jayanti/Ramjan-Eid (Eid-UI-Fitra)/Basava Jayanti/Akshaya Tritiya. These states include Gujarat, Karnataka, Chandigarh, Tamil …

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